Blogs

You run a profitable business, pay your bills on time and have saved enough for a house deposit.

Learn how to get life insurance in NZ with a pre-existing medical condition, understand insurer assessments, underwriting decisions, premium loadings and available cover options with LifeCycle Financial.

The important thing to understand is this: a decline from one bank does not always mean you cannot get a mortgage. It means you need to understand what caused the decline before deciding what to do next.

Buying a first home isn't easy, especially with house prices and living costs still high in many parts of New Zealand